Waterfront
Address
515 Useppa, Useppa Island, FL
Price
$ 1,260,000
Property Attributes
  • MLS#2026022591
  • TypeSingle Family
  • Listing Status Active
  • CountyLee
  • CityUseppa Island
  • AreaOI01 - Outer Islands
  • NeighborhoodUSEPPA ISLAND
  • Zip33924
  • StyleTwo Story, Duplex
  • Year Built1980
  • Taxes$ 8838
  • Price$ 1,260,000
  • Bedrooms3
  • Full Bathrooms2
  • Half Bathrooms0
  • Sqr Footage1708
  • Lot Size0.06 Acres
Data Source:
Florida Gulf Coast MLS (SWFLMLS)
Property Description

Introducing Laguna Cottage, a beautifully updated waterfront villa located within the charming Village enclave of Useppa Island. Positioned to capture picturesque northwest-facing views over Pine Island Sound and the Intracoastal Waterway, this thoughtfully designed 3-bedroom, 2-bath residence with office/den offers 1,708± square feet of air-conditioned living space, an uncommon find among similar units on Useppa. This attached villa has been tastefully updated and appointed with impact-rated windows & doors, Serena & Lilly furnishings, and vintage coastal accoutrements, blending timeless coastal character with modern comfort. The open-concept living and dining areas are filled with natural light and showcase captivating water views from both the first and second floors. A welcoming fireplace adds warmth and charm to the main living space, while multiple outdoor seating areas invite quiet mornings, sunset gatherings, and evening stargazing. The updated and fully equipped kitchen features stainless steel appliances, including a propane range, custom tile accents, abundant cabinetry, and functional workspace ideal for both casual living and entertaining. Rich design details throughout the home include recessed lighting, stylish fixtures, and numerous ceiling fans that complement the island aesthetic. Recent improvements enhance both comfort and peace of mind, including a new roof installed in 2024, two-zoned HVAC systems replaced in November 2024, new tankless water heater, dishwasher, disposal, and propane tank in late 2025. Additional landscape improvements were completed in spring 2026, further enhancing the property’s inviting outdoor setting with lush tropical foliage. Plans to install pavers leading to the entrance are underway, with installation scheduled for the near future. The flexible floor plan offers the opportunity for a primary suite upstairs or downstairs. On the ground floor is a spacious bedroom with a full en-suite bath, complete with direct access to the wraparound deck. Upstairs is another primary option with a sitting room, separate office, and private balcony overlooking the water toward Boca Grande. Another guest room with Jack-and-Jill bath complements it all. Ownership includes dockage for one vessel up to 24 feet at a community dock located directly behind the cottage, offering convenient access to the surrounding waters of Southwest Florida. Laguna Cottage offers a turnkey opportunity to establish a true island lifestyle upon closing, complete with the convenience of dockage and world-class water views. Useppa Island is a private membership-only island, and all interested parties are encouraged to explore all aspects of its private Club and what it has to offer residents. The Club came under new ownership in 2025 and is undergoing a comprehensive, multi-million-dollar renovation of its facilities and infrastructure in an effort to create a one-of-a-kind private island experience.

Price History
5/26/2026 Listed $1,260,000

General Features

Sewer Public Sewer
Heating Central,Electric,Zoned
Cooling Central Air,Electric,Zoned
Utilities Cable Not Available,Natural Gas Available,High Speed Internet Available,Underground Utilities
Possession Close Of Escrow
Roof Metal
Appliances Dryer,Dishwasher,Freezer,Gas Cooktop,Disposal,Microwave,Refrigerator,Wine Cooler,Washer
Association Fee Includes Other,Road Maintenance,Street Lights,Trash
Patio/Porch Features Balcony,Deck,Open,Patio,Porch
Architectural Style Two Story,Duplex
Pool Features Community
Security Features Smoke Detector(s)
Construction Materials Vinyl Siding,Wood Frame
Pets Allowed Call,Conditional
Year Built 1980
View Bay,Landscaped,Mangroves,Trees/Woods,Water
Stories Count 2
Levels Two
Property Subtype Attached
Tax Year 2025
Ownership Single Family
Waterfront Features Bayfront,Across the Road Water Frontage
Community Features Boat Facilities,Street Lights
County Lee
Property Type Residential
Association Amenities Bocce Court,Boat Dock,Marina,Fitness Center,Other,Pickleball,Private Membership,Pool,Restaurant,Spa/Hot Tub,See Remarks,Tennis Court(s),Trail(s)
HOA false
Subdivision Name USEPPA ISLAND
Facing Direction South
Garage Y/N false
Other Structures Guest House Attached
Full Baths 2
Status Active
Directions This property is located on an island without bridges or roads, and a boat is required for access. Please contact listing agent to discuss the options available and specific instructions to access the property.
City Useppa Island
Disclosures Deed Restriction,Owner Has Flood Insurance,RV Restriction(s)
Senior Community Y/N false
Zoning Description RM-2
MLS Area OI01 - Outer Islands
Lot Size Units Acres
Carport Y/N false
Property Attached Y/N true
Tax Annual Amount 8838.87
Property Condition Resale
Virtual Tour https://www.propertypanorama.com/instaview/fgcmls/2026022591
Structure Type Duplex
Standard Status Active
Tax Lot 15
Virtual Tour https://marketing.realogy.imprev.net/i/515Useppa/452103/2026022591/4524/html/video/ActiveStatus/branded/
Property Sub Type Additional Attached,Duplex,Villa
PostalCity Useppa Island
Legal Description USEPPA VILLAGE E 1/2 LOT III DESC IN OR 1706/4251 + 3462/438

Interior Features

Interior Amenities Built-in Features,Bedroom on Main Level,Fireplace,Living/Dining Room,Other,See Remarks,Shower Only,Separate Shower,Tub Shower,Window Treatments,Home Office,Split Bedrooms
Flooring Other,Tile
Furnished Y/N Furnished
Total Stories 2
Air Conditioning Y/N true
Heating Y/N true
Window Features Other,Impact Glass,Window Coverings
Fireplace Y/N true
Laundry Features Inside
Total Bedrooms 3
Entry Level 1
Room Type Bathroom,Den,Guest Quarters,Office,Other
LivingAreaSource Appraiser
Total Baths 2

Exterior Features

Gulf Access true
Gulf Access Type No Bridge(s),Water Direct
Exterior Amenities Deck,Security/High Impact Doors,Sprinkler/Irrigation,Outdoor Grill,Other,Patio,Gas Grill
Parking Features Driveway,Golf Cart Garage,Unpaved
Lot Features Other,Sprinklers Automatic
Water Source Public
Lot Size Area 0.06
Foundation Details Pillar/Post/Pier,Raised
Spa false
Building Area Total 2469
Lot Dimensions 33 x 92 x 28 x 91
Lot Size Acres 0.06
Private Pool false
Lot Size Source Appraiser
Waterfront Y/N true
LotDimensionsSource Appraiser

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Property vs Single Family Average in 33924

Price
AVG $3.61M
$1.26M
Taxes
AVG $27,493
$8,838
Year Built
AVG 1992
1980

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